Get interest-free credit for up to 12 months

Don't wait to get the garden of your dreams. Order all you need today and spread the cost with our interest-free credit, over a maximum of 12 months, when you spend £300 or more online or in-store with a 25% deposit. So start planning that dream garden today.

What's the deal? 

We offer interest-free credit (0% APR Representative) for a maximum of 12 months with no hidden charges. You just need to pay a 25% deposit and ensure your total order is over £300. Choose to spread your repayments over three, six, nine or 12 months.  

How much do I pay?

Example, if you spend £400.

  • Deposit: £100.00 (25%)
  • Amount of Credit: £300.00
  • Repayable by 12 monthly payments of £25
  • Interest payable: £00.00
  • APR: 0% APR Representative

Apply online and you'll see your financial plan instantly.

How do I apply?  

Spending more than £300 online? Simply select the 'apply for finance' payment option when you check out when you check out and follow the online finance application. It should take less than three minutes to complete. 
A decision on your finance application is made within a few seconds and once it's been approved you'll be able to proceed with your order.

Applying for credit in store? Please bring photo ID, proof of your age (you must be over 18), full name and address including postcode and supply us with your e-mail address. Our staff will be able to apply for 0% finance for you and answer any questions you have. 

Your delivery address needs to be the same as your billing address when applying for finance.

If you're turned down for credit, you can still use a card to pay online or in-store.

Who does the credit search? 

Our finance company, Duologi, will look into how you manage your credit now, and how you've managed it in the past but whether you're accepted for finance or not depends on many different factors.  Our finance company, Duologi, have a dedicated credit team who use their bespoke software to help them reach decisions swiftly and effectively.

How do I pay? 

Your monthly payments will be collected via Direct debit. Your first payment will be paid 25 days after your goods have been delivered.
Any questions? Just call us on 01403 212100 and we'll do our best to help.

Who provides the finance?

Finance is provided by Duologi which is a trading name of Specialist Lending Ltd a company registered in England and Wales (company number 10664999) who are Authorised and regulated by the Financial Conduct Authority (register number 774712). For more information please go to or visit